Last week we published part three of this four-part article on phishing by looking at phishing by social media. This week we conclude our article by looking at what to do if you get scammed.
4) What to do if you get scammed. If after all of this you still get hooked by a scammer employing a phishing tactic, there are several things you can do in order to minimize the damage that the scammer can do. Nevertheless, remember to be quick because the longer you wait, the more likely it is that the scammer will have enough time to do substantial damage to your assets. When it comes to phishing, it is always better to be far ahead of the problem.
The very first thing you should do is contact your credit card company, as well as your bank, by phone or in person so that they can help you through the process of shutting down your cards and perhaps even moving your bank account. These companies will typically be able to track activity that is unusual and block any robbery that the scammer might try, even while it is in progress. Then, change all of your computer and online passwords so that the scammers can no longer use the password you gave them. Report by phone to the company or persons whose platform or accounts were used to launch the scam so that they may make sure that that doesn’t happen again. Finally, notify the Internet Fraud Complaint Center or the Federal Trade Commission of the scam so that they can work to stop it from happening again.
Overall, phishing is real and dangerous. Everyone needs to watch out for it because it happens to everybody; and getting scammed can be costly. Thus, be careful, follow this advice; and always keep your eyes and ears open to anything that even remotely sounds off because it may very well be scammers looking for their next victim.
Written by Becky Pontiff, Student Technician
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